Confused by household contents insurance?
For an easily understandable resume of household contents insurance please refer to Citizens Advice Bureau
. Further to this excellent document please note comments made regarding high value items. You should check with your policy the value threshold for these items, which can differ between policies and insurance companies.
Larger collections of valuable items such as antiques and fine art are often not covered by household contents policies, and it is highly likely a specialist insurer may have to be found. High value insurers are generally listed on Google. These insurers will require inventories with considered valuations by professional valuers with either many years in the antique/art trade etc., and/or membership of approved professional bodies. This is where we can help.
Following contact, normally by telephone or through the Internet, one of our fine art and antique valuers will discuss the type and scope of the valuation and give an approximate idea of the overall cost. A visit may then be arranged. A final fee will then be offered, and if agreed the work can be undertaken. Our standard fee structure is based on a minimum charge of half a day.
Our daily rate is £950 or £120 per hour for valuations up to £60000, generally for higher valuations a further small percentage fee may be applicable.
PLEASE NOTE WE DO NOT PURCHASE ITEMS.
This George Vicat Cole was not insured
Following insurance valuation and sale at Sothebys it realised £10000